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Issuing testing service

Card and Mobile Personalization Validation

Ensure payment card & mobile product settings comply with payment scheme specifications.

Be confident in the interoperability and consistent behavior of your issued cards.

Card and Mobile Personalization Validation

Fix card personalization quickly to prepare for payment scheme certification

Every card project is different and can be time consuming if not approached in the right way. Our tailored personalization validation service gives you confidence in the quality and interoperability of your cards and payment devices.

Fime has 15+ years experience in performing card personalization validation, is accredited by major international and local payment networks and has already certified more than 10,000 banking cards and mobile.

Key benefits

  • Reduce time to market and minimize administration with access to highly-qualified EMV and payment brand experts.

  • Walk-in test slots available via a worldwide, on-demand, high-volume service.
  • Meet deadlines with a pre-defined SLA and high-speed service (48 hours). 
  • Access our multi-brand, multi-platform offering (AEIPS, ChipV, CPA, D-PAS, J/Smart, M/Chip, PURE, VIS, WISE, mobile).
  • Local experts around the globe that speak your language - Arabic, Chinese, English, French, Hindi, Japanese, Korean, Portuguese, Russian and Spanish.

  • Helping you coordinate key project stakeholder.

  • Rely on our high-quality system of cross-checks developed in coordination with certification bodies. 

How it works

  • Tests are performed on sample cards by our experts using our PersevalPro Issuer tool.
  • Customized and detailed test report with minor/major issues and best practice recommendations. 
  • Clear guidance and troubleshooting advice to achieve successful project completion swiftly.  


  • Pre-validation available on any type of platform (AEIPS, ChipV, CPA, D-PAS, J/Smart, M/Chip, PURE, VIS, WISE, mobile)
Brands and related certification services
  • American Express Issuer Personalization Certification (IPC)
  • ATH - Card L3 certification
  • BancNet - Chip Card Personalization Validation (CCPV) & Change Notification (CN)
  • Credibanco - Personalization validation
  • CUP - Card personalization validation
  • Debit Network Alliance (DNA) - personalization validation
  • Discover / Diners Club International - DPAS card personalization validation
  • eftpos - Card profile certification
  • GIE-CB - Controle de la Personalisation des Cartes (CPC)
  • GIMAC - Card profile analysis (pre-validation)
  • Interac - card personalization validation
  • JCB - Personalization Verification Test (PVT)
  • Mastercard - CPV formal approval (including biometrics) & CNS (Change Notification Statement) 
  • NCCC - TWIN card personalization validation
  • NETS - Personalization validation testing (PVT)
  • Prosa - Card profile analysis (pre-validation)
  • Rupay - ChipV and qSPARC ChipV personalization validation
  • Thai Bankers’ Association (TBA) - Card personalization validation
  • Troy - Card personalization validation
  • UPI - Personalization Validation Testing (PVT)
  • Visa - Card profile analysis


Download our technical specifications sheets for more information.

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