As the November 2025 transition deadline fast approaches, one of the topics that took center stage at this year’s Sibos event was ISO 20022. While the focus remains on what will happen at the end of the transition period, the pioneers and early adopters of ISO 20022 are already reaping huge benefits. Let’s dive into the advantages which were highlighted at the event and the impact that the standard will have on the ecosystem in 2025.
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The transit landscape in Taiwan is undergoing a significant transformation, shaped by technological innovation and evolving consumer demands. Fime, as a neutral consulting company, recently conducted an in-depth market study on Taiwan’s transit ecosystem, focusing on its leading players and their strategies to adapt to emerging trends in payment technologies.
Fime is pleased to participate in the Next-Generation Payments. Our session will explore the critical role of advanced authentication technologies in securing digital transactions while maintaining a seamless user experience.
Meet us at Trustech. Our experts will be on-site, ready to perform NFC Test Bench demos and discuss how you can empower your NFC projects and innovations with the Contactless Test Station III (CTS III).
As the world becomes more digital, the way we interact, authenticate ourselves, and make payments is evolving. Digital identity now sits at the heart of this transformation, offering a faster, more secure way to verify who we are in the online world. Whether you're shopping online, logging into your bank account, or accessing government services, your digital identity can easily connect you to the services you need.
Advancing technical innovation, such as instant payments, combined with increasing globalization have stepped up the pressure on legacy payment networks. Cross-border payments are now more important than ever, with businesses looking to expand to new markets and reach new customers. However, with new payment services, forms of currencies and enhanced technologies, existing payment systems have been pushed to their limits.
Fime is proud to participate in this event.
We will be discussing the future of payments and the latest innovations transforming the landscape. Our experts will be on-site if you would like to learn more about Payments and Digital Identity.
Fime is proud to announce that it is the first to offer testing services in line with the EMV®* C-8 Contactless Kernel Specification**. This new approach is set to significantly streamline the development, testing and launch of new contactless payment terminals for vendors, merchants and solution providers.
Fime is pleased to participate in the GlobalPlatform eID Wallet Seminar. We will be sharing our expertise in the digital identity. Thanks to our involvement in the eID projects worldwide, we will be also providing you with an insight on how to ensure security, privacy and inclusivity of your solutions.
Fime has been selected by BancNet, the Philippine-based domestic scheme, to support the onboarding, testing and certification process for its instant payments service, InstaPay. BancNet is the Clearing Switch Operator (CSO) for InstaPay, and has been authorized by the central bank as an Operator of a Designated Payment System (ODPS), with InstaPay being a Prominently Important Payment System (PIPS).
Join us in testing the interoperability of ISO/IEC 18013-5:2021, ISO/IEC 18013-5 amendment 1 (draft) and ISO/IEC TS 18013-7 (draft) implementations, including using Verified Issuer Certification Authority Lists (VICALs) provided by the Austroads pre-production Digital Trust Service.
Furthermore, the mobile documents for Photo ID (ISO/IEC 23220-4 Annex C, draft), mobile vehicle registration card (mVRC, ISO/IEC 7367, draft) and mdoc for eHealth (micov, draft) will be tested.
The momentum behind SoftPOS (Software Point of Sale) solutions continues to build. With the market set to grow to $27.7 billion by 2030, merchants looking for simple and low-cost digital payment acceptance solutions are capitalizing on this trend, opening them up to new markets and customers.
Fime, a global leader in consulting, testing, and certification services, is excited to announce the acquisition of Consult Hyperion, a renowned consultancy firm with expertise across payments, smart mobility and digital identity. The acquisition augments and cements Fime’s ability to deliver comprehensive consulting and advisory services—from ideation to implementation and testing—across these key sectors.
Fime is proud to participate in this event.
We will be discussing the future of payments and the latest innovations transforming the landscape. Our experts will be on-site if you would like to learn more about Payments and Digital Identity.
Fime is pleased to have been invited to participate in the FIDO APAC Summit. We will be giving a speech about the stages to successful biometrics deployments.
This eBook will explore some of the key considerations for solution vendors and Original Equipment Manufacturers (OEMs) when developing SoftPOS solutions. It outlines how these solutions can ensure a positive user experience with high levels of security.
Fime has enhanced its Near Field Communication (NFC) testing offering by opening a new Technical Centre in Lille, France. This will strengthen Fime’s complete NFC testing solution, enabling full end-to-end design, development and integration support. It complements Fime’s existing consultancy, test suite and software capabilities to further reinforce the quality of its offer and its continued focus customer satisfaction.
Come and listen to our expert!
Our Senior Vice President of Strategy, Product & Technology Solutions, Sherif Samy, will be discussing on August 27 at 4pm about Instant Payments. Our experts will be on-site if you would like to know more.
Meet us at Global Fintech Fest.
Fime is proud to participate in this event. We will be discussing the future of payments and the latest innovations transforming the landscape. Our experts will be o...
Personal authentication in the age of digital transformation is creating both opportunities and challenges. Those tasked with safeguarding the physical security of any given location now have the opportunity to create seamless, intuitive access control experiences, but this must go hand-in-hand with an increased scrutiny on security.
Fime is proud to participate this event jointly with NFC Forum and Zimperium to bring you a comprehensive services for your automotive products. Come and discover our services on our booths!
Fime has advanced its collaboration with imarkto provide local EMV®* Level 3 test services in Nepal. Together, the companies will support the nation’s rapidly expanding digital payments ecosystem by providing local testing and consultancy services to issuers and acquirers.
Our experts will be on site to discuss on Fime's consulting, instant payments and digital identity expertise.
Gallant Capital Partners, through an affiliate, has acquired Fime as well as the UL Solutions payments testing business, combining the technical capabilities and expertise of both businesses under the Fime brand.
Fime has advanced its collaboration with imarkto provide local EMV®* Level 3 test services in Nepal. Together, the companies will support the nation’s rapidly expanding digital payments ecosystem by providing local testing and consultancy services to issuers and acquirers.
Fime has been selected by Al Etihad Payments, a subsidiary of the Central Bank of the UAE, to play a key role in the establishment of the UAE’s domestic card payment scheme, named Jaywan.
Wish to secure trust in your biometric solution implementation? Meet us at Japan IT Week Spring and listen to our presentation.
Fime is speaking at the GlobalPlatform Digital ID Wallet seminar. Opening Keynote | 09.00-09.15 US Pacific time ...
For domestic schemes, open payments in transit are an urgent priority. As a game-changer with the potential for increased revenue, enhanced customer loyalty, and innovative leadership, the benefits are too significant to ignore. Domestic schemes need to prioritize this to remain competitive and relevant in the market.
Interoperability paves the way for innovation. A unified ticketing network with pooled resources can enable investment in technologies that would typically be beyond the means of a single operator. This investment can create operational efficiencies, drive new streams of revenue, and help safeguard key payments and passenger movement data. This helps create a seamless, accessible and inclusive ticketing network that meets the needs of all passengers.
Payment innovation in Africa continues to grow and is key to increasing financial inclusion across the continent. As a key player in the African payments ecosystem, Verve needs to move quickly to meet the increasing appetite for digitized payments.
In a world where technological advancements continue to revolutionize the way we conduct business, the threat landscape facing financial institutions is evolving at an unprecedented pace.
Instant payments allow users to transfer funds in a matter of seconds. The convenience and transparency that this allows businesses to provide has led to growing adoption as users demand a seamless pa...
Implementation is always one of the most challenging parts of any product roll out. From getting commuters to work every day, to giving people the means to travel to see friends and family, the public transport is an integral aspect of people’s everyday lives. And in ticketing, the pressures to deliver this larger scope in a short amount of time are considerable.
Fime is pleased to speak at the Biometrics Institute webinar, where Joël Di Manno, Laboratory Biometric Service Line Manager will explore the importance of certification and the role of testing in deploying successful biometric solutions.
Our world is increasingly connected, and this brings with it an increased demand for digital solutions. This includes payments, with consumers now expecting them to be faster, more convenient and more secure than ever. Instant payments promise not only to meet these expectations but also surpass the capabilities of any current method of payment. It is on this basis that the European Payments Initiative (EPI) aims to change the way Europe pays.
As the world continues to experience a significant shift towards digital commerce, fraud has increased substantially. The pandemic has further exacerbated this trend, with fraud rates skyrocketing over the past year.
Developing and maintaining an interoperable ticketing scheme for an entire city, region or beyond presents many challenges. And while creating an interoperable scheme has a multitude of benefits, unified ticketing requires unified leadership. It is imperative that the authorities and operators working for a common system establish both a short-term and long-term vision for the project.
Fime France has become the first European lab and the third worldwide to be accredited by National Voluntary Laboratory Accreditation Program ( NIST)’s (NVLAP) for biometric testing (NVLAP Lab Code ...
Our NFC RF test bench will be working with our Contactless Test Station III (CTS III) to demonstrate interoperability and compliance with the latest standards. And you will be able to see the innovation we did on biometric testing such as finger veins scan.
Public Transport Operators and Authorities (PTOs / PTAs) are under constant pressure to deliver a reliable service. And with different passenger groups to consider, each with unique demands, operator...
In the constantly evolving payments landscape, technological developments move fast, and stakeholders need to keep up with changing consumer demands. But the reality of payment acceptance can be much ...
Around the world, numerous cities have implemented complex digital ticketing systems to facilitate automated fare collection to increase the efficiency of growing transportation networks.
This scientific paper explores the importance of privacy in Central Bank Digital Currency (CBDC) adoption, particularly in offline payments.
As a major domestic payments scheme, eftpos operates across multiple different certification platforms, each with different certification levels. It therefore needed a single platform that can deliver and manage a large number of certifications with varying requirements. A platform that can offer seamless customer interface to manage multiple large certification projects securely.
This scientific paper explores how fingerprint biometric systems are certified due to their growing use in cybersecurity. Environmental and user-dependent factors affect their performance.
Fime is proud to speak at the nexo annual conference 2023. We are excited to share our extensive experience in payments and retail with you! Come and listen to our expert, Myriam Deschamps, who will join leading payments schemes and retailers for roundtable.
Fime Asia in Taiwan has been accredited by Visa to support vendors to validate the Level 2 compliance of their contactless payment terminals. This gives solution providers in the APAC region a local one-stop shop for all their payment compliance needs, helping them to streamline the testing process, optimize time to market and save money.
The payment industry landscape is being disrupted by concerns about sovereignty, the emergence of multiple new payment services, and a lack of business control. To meet these challenges, leading domes...
Fime is proud to moderate one of a sessions for Calypso User Days 2023. We are excited to share our experiences in smart mobility and payment with you.
Fime is proud to have been selected as one of the speakers for Cyberworlds 2023. We are excited to present you our research paper in the filed of biometrics!
Fime is proud to have been selected as one of the speakers for FIDO Authenticate. We are excited to share our extensive experience in biometrics and authentication with you!
Fime has been selected by AFSOL, a leading payment software provider, as a strategic partner to drive its digitalization of payments. During the five-year partnership, Fime will provide consultancy and testing services to support nexo standards compliance. The pair will also drive alignment with major global payment scheme requirements.
Fime is proud to host the AFSOL keynote session at the Paris Retail Week. Come and listen to our consultant, Arnaud Crouzet, at the event.
Fime is proud to have been selected as one of the speakers for the GlobalPlatform Cybersecurity Vehicle Forum. We are excited to share our extensive experience in both payments and smart mobility with you!
Fime has been selected by Bangladesh Bank to help launch the nation’s domestic card scheme. During this six-year partnership, Fime will provide consulting and testing services, and set up a certification body framework. By establishing this independent payment infrastructure, Bangladesh Bank is creating the stable, sovereign economic platform it needs to deliver financial security to its citizens.
Fime helped eftpos optimize its 3DS test plan in line with its local requirements, and then transformed it into machine-readable scripts. A comprehensive testing environment was developed and deployed for eftpos’ customers to assess their EMV 3DS modules prior to achieving official compliance.
Fime has been qualified by EMVCo to support 3DS Directory Server (DS) and Software Development Kit (SDK) testing in line with the latest version of the EMV®* 3-D Secure (EMV 3DS) Specifications. Its laboratory and testing platform can now be used by vendors wanting to migrate to EMV 3DS v2.3.1.1, which includes improved support for Secure Payment Confirmation (SPC) and automated out-of-band (OOB) authentication features.
Notre monde est de plus en plus connecté. Les attentes des consommateurs évoluent. Ils recherchent des moyens plus rapides et plus pratiques pour réaliser leurs paiements. L'instantanéité dans le paiement est très attendue !
Quels sont les principaux défis liés à l'instantanéité dans le paiement aujourd'hui ?
Fime Consulting propose d'aborder cette problématique, en analysant les solutions possibles pour les différents acteurs.
Domestic schemes in many countries have grown from strength to strength, digitalizing and innovating to keep up with their international counterparts. One area where it is especially important to keep pace is cardholder authentication. It is imperative that domestic schemes provide state of the art security without inhibiting the user experience.
In today's digital age, payments have become increasingly strategic for merchants, especially when it comes to their customer relationships. Payment solutions play a critical role in helping merchants to convert sales and build customer loyalty. Poor payment implementation has an immediate impact on conversion rates, and therefore on the merchant's bottom line.
Need to accelerate your NFC projects?
Benefit from the only NFC Forum accredited laboratory in Japan to get your Car Connectivity Consortium (CCC) Digital Key products to go to market faster.
Need to accelerate your NFC projects?
Benefit from the only NFC Forum accredited laboratory in Japan to get your Card Connectivity Consortium (CCC) Digital Key products to go to market faster.
The rapid growth in the Internet of Things (IoT) and connectivity is transforming industry sectors that previously have been left untouched by the world of connected devices. In areas ranging from large-scale infrastructure projects down to fish tank temperature sensors (1), linked devices are now ubiquitous - and each and every one of them is at risk of attack.
In the world of innovation and technology, Fime is enabling trusted transactions worldwide across payment, authentication and banking. Come and visit us at our booth No B12.
Le taux d’acceptation et de conversion en e-commerce est aujourd’hui jugé trop bas pour beaucoup de marchands. La nécessité d’authentification et la complexité de l’acte de paiement sont souvent pointées comme responsables.
Le nouveau paiement frictionless pourrait être une solution de prédilection.
Consumers are now used to tapping their card to make payments. The problem is, not all merchants can afford the onboarding and maintenance fees of legacy point of sale (POS) systems. This is a notable obstacle, especially as the COVID-19 pandemic has accelerated digitalization, leading to a surge in contactless payments.
The development of a European Digital Identity framework is underway, and the adoption of the European Digital ID (EUDI) Wallet will be a significant advancement in how EU citizens interact with online merchants. This will be based on mutual trust, bringing about a more secure and reliable online experience.
Join us for this webinar to hear how the EUDI wallet will impact the digital and identity strategies of EU merchants and companies.
This year’s TTG brought together engaged stakeholders from throughout the public transport community for two days of insightful keynotes, panels and discussions.
So, what are the key challenges and opportunities facing the transport ticketing ecosystem? While many topics were discussed by the major players in ticketing, a few key themes stood out.
*The impact of one-button checkout solutions.* Two of the leading payment schemes made headlines by announcing their intent to do away with their proprietary online “checkout buttons” and instead comb...
This online conference will explore the latest in the security industry, including innovative and evolving technologies, shift of policies, and challenging requirements of users.
Join us to hear about the impact of bias on biometric security and the user experience.
Fime’s test suite can now help vendors and schemes address all areas of the EMV 3DS ecosystem and specifications.
By offering a full complement of EMV 3DS pre-compliance and compliance services through its accredited laboratories, Fime is able to support customers with an accelerated, streamlined and properly guided testing journey.
Come and visit us at our booth E63 to meet our experts and learn about seamless mobility. Fime offers a one-stop-shop experience with mobile ticketing.
We’ve relied on our ability to identify people and things for hundreds of thousands of years, since the beginning of our species and before. The way you look, the way you behave, the way you communica...
When you need to test payment devices, having the right tool is vital. All payment schemes mandate proper testing before connecting your systems to their network. Fime Brand Test Tool (BTT) provides a...
As a FIDO member, we are excited to participate in the FIDO seminar as a silver sponsor. Come and discover our demo about anti-spoofing on our booth!
As the number of devices and connected services rise, our lives are becoming increasingly digitized. Keeping up with this evolving landscape is vital, and 2023 promises to bring with it a host of new use cases and innovations.
* What is an eID? * ID proofing systems that use electronic Machine Readable Travel Documents (eMRTDs) such as ePassports, electronic identification documents (eIDs) and electronic residence permit do...
Check out our biometrics series podcast and listen to our Biometrics & AI Researcher, Brice Wandji Piugie to take a closer look at keystroke dynamics. In the podcast, we will explore the scientific paper: Keystroke Dynamics based User Authentication using Deep Learning Neural Networks.
This scientific paper explores how keystroke dynamics can be used to enhance the user authentication experience.
Biometric authentication offers an innovative way for a user to authenticate themselves. A user’s face, iris, fingerprint or even voice can be used to authenticate a payment. This provides a seamless user experience without compromising on security. However, a successful project requires careful strategic planning and execution to navigate the necessary security and regulatory challenges.
Fime is one of the first Test Platform Providers to support EMV 3DS Access Control Server (ACS) testing in line with v2.3.1 of the EMV 3DS Specifications.
These services will help stakeholders to align with the latest version of the specifications, to enhance fraud prevention and improve the user authentication journey, and thereby reduce cart abandonment.
As payment technologies advance, a variety of real-time or near-real-time payment schemes are under development around the world. Each scheme has specific features, benefits and limitations. Keep read...
In this TV interview with BFM BUSINESS, Fime CEO Lionel Grosclaude discusses the importance of the user experience in the payment journey. He explores how Fime helps clients define a clear payment strategy and implement it successfully for seamless, secure payments.
Come and visit us at our booth C052 in hall 5.2 to meet our experts and learn about payment and authentication. Fime offers a one-stop-shop experience to help you at any stage of your project.
As adoption of biometric authentication increases, so does the need to ensure that biometric systems are resistant to attacks. Presentation attacks, such spoofing, which aim to "spoof" a biometric verification or identification procedure, can compromise biometric authentication. Fime is exploring how to transform genuine biometric images into synthetic spoofs and evaluate the robustness of biometric systems in detecting presentation attacks.
Increasingly, strong security measures are required to protect valuable data from fraudsters. However, as security measures increase in complexity, the process becomes more cumbersome for consumers.
Instant payment systems, also called real-time payment systems, facilitate the immediate transfer of funds, immediate transaction confirmation and constant availability. Although these features offer ...
Fime’s Card Personalization Validation tool has been updated to meet the latest requirements defined by major international and domestic payment schemes. PersevalPro Issuer, can now be used to test payment cards and contactless devices in line with additional personalization, biometric, cryptographic and security features.
Although many countries around the world have offered instant or real-time bank payments for years, adoption by U.S. financial institutions (FIs) has lagged. To the shopper completing an online purcha...
Face à des fraudeurs de plus en plus innovants, la lutte contre la fraude devient un enjeu non seulement pour les banques, mais aussi pour les commerçants sur leurs plateformes
e-commerce et dans leurs boutiques physiques.
Come and meet our experts, Yris Brice Wandji Piugie and Abdarahmane Wone. They will present two scientific papers, co-authored by Fime and Normandie University of France, during the second day of the 21th International Conference on Cyberworlds 2022.
With digital payments picking up steam around the world, it could be said that the future of the physical card is uncertain. The COVID-19 pandemic has accelerated the rate of digitalization, with new ways to make a touchless card payment – such as QR codes, mobile wallets and contactless payments – becoming widespread.
Driven by consumer demand for an enhanced payment experience and the financial industry’s shift toward a global standard for financial operation systems, the adoption of instant payment systems is acc...
This scientific paper explores how to transform genuine biometric images into synthetic spoofs and evaluate the robustness of biometric systems in detecting presentation attacks.
Fime has supported QuantumAeon to become the first transit payment terminal vendor to completely design, build, test and certify in India.
The need for payment terminals at the point of sale (POS) has always limited the acceptance of card-based payments. These terminals had to read the card details and accept the customer’s PIN entry, bu...
Come and visit us at our booth R16 to meet our experts and learn about seamless mobility. Fime offers a one-stop-shop experience with mobile ticketing.
Come and meet our consultant, Arnaud Crouzet. He will be co-speaking with Alan Moss, Managing Director of Newland Payment Technology, at the Merchant Rooms Workshop.
As the world continues to move toward cashless and digital payment models, consumers expect their accounts, money and personal information to be protected. To achieve security, we need to prove this l...
Transport ticketing has rapidly evolved in the digital age. As recently as the 1990s, closed loop systems based around paper tickets or tokens were the norm. This resulted in a poor user experience. Lines to purchase tickets were often long, and turnstile throughput was inefficient. Today, passengers can use a smartcard or even their phone as their ticket, utilizing contactless and Near Field Communication (NFC) functionality to tap-and-go.
Come and visit us at our booth E51 to meet our experts and learn about seamless mobility. Fime offers a one-stop-shop experience with mobile ticketing.
Swiss-based Netcetera provides software solutions in secure digital payments, financial technologies, transport and more. Netcetera is working with 500 banking institutions plus 160,000 merchants and PSPs to provide EMV® 3-D Secure (3DS) protection to over 50+ million cards worldwide.
* Fime at Africa Pay & ID Expo. * Our team will visit you for sharing all you need to know about payment, including EMV 3DS, issuing and acquiring testing services . None [1] Africa Pay & ID Expo ,...
The value of digital transactions was projected to reach $8.49 trillion (USD) in 2022, growing annually thereafter by 12.31% to a projected $15.17 trillion (USD) by 2027. At the same time, in the onli...
La solution SoftPOS a atteint aujourd’hui une maturité suffisante pour envisager son déploiement et son utilisation massive dans le monde. S’agit-il simplement d’une technologie complémentaire aux solutions existantes ou d’une véritable révolution dans les interactions avec les clients ?
Come and visit us at our booth R16 to meet our experts and learn about seamless mobility. Fime offers a one-stop-shop experience with mobile ticketing.
Fime and National Instruments (NI) have confirmed an exclusive, long-term contactless testing collaboration. The companies will combine their core expertise to offer the best possible contactless test bench solutions to the industry.
In the last five years, we have witnessed hyper-innovation in the payments industry. Technology and consumer demand have converged at the physical point of sale (POS), pushing it closer to online comm...
Come and visit us at our booth R16 to meet our experts and learn about seamless mobility. Fime offers a one-stop-shop experience with mobile ticketing.
Our white paper explores how the Strong Customer Authentication (SCA) guidelines aim to improve security without impacting the checkout experience.
Fime has supported QuantumAeon to become the first transit payment terminal vendor to completely design, build, test and certify in India.
Keyless’ next-generation biometric authentication eliminates the need to process and store biometric data, enabling passwordless authentication for users in a way that exceeds GDPR and is PSD2 ready. With device-agnostic software, organizations have the ability to provide a consistent and intuitive user experience, that is user friendly, private and secure.
User adoption of biometric authentication has accelerated in recent years, yet some users are still cautious. Fime is exploring ways to innovate on biometric evaluation to help solution providers to launch reliable and high-performance products. In this interview, Communications Director Stéphanie Pietri speaks to Joël and Abdarahmane about Fime’s recently published paper on environmental impact.
This scientific paper explores how environmental conditions can alter the performance, security, user experience and trust of biometric systems.
The European Payments Initiative (EPI) is aiming to provide a pan-European payments solution. EPI aims to set itself apart from other payment methods and address the challenges created by the fragmentation of the European payments landscape.
Fime has enhanced its collaboration with Bsmart to provide local EMV®* Level 3 test services in Brazil. Bsmart’s trained engineers can now support, in addition to EMV card tests, the evaluation of point of sale (POS) terminals using Fime’s Savvi test tool.
Instant payments are electronic payments processed in real time, with funds immediately made available to the recipient. In 2020, instant payments surged globally by 41%, demonstrating increasing demand.
Fime is the first to be approved by the European Card Payment Cooperation (ECPC) to test and certify payment terminals and SoftPOS solutions in line with the CPA Contactless Extensions (CPACE) specification.
Strong Customer Authentication (SCA) is a new mandate of the European Union’s Payment Services Directive 2 (PSD2). It enables a secure and seamless shopping experience. What are the considerations to be made for payments stakeholders?
We discussed the challenges and benefits of Click to Pay. Want to learn more about Click to Pay to make checkout work for you? Watch the replay.
Authenticate 2021 will go in depth on the state of authentication and provide education and best practices to build your own authentication strategy.
ELAN is a Taiwan-based company specializing in fingerprint sensors and integrated circuit design technology. After years of successfully developing solutions for laptop touchpads, ELAN has recently diversified into the mobile and payments ecosystem. Utilizing their innovative Match-on-Chip fingerprint sensors, ELAN is working to adapt their technology to deliver a secure, seamless biometric authentication solution for mobile and card payments.
Fime is proud to sponsor the event Digital Banking Summit. It will bring on board a solid network of professionals who will share their experiences on the current sector challenges and opportunities about future trends in Digital Banking.
It was good to be back! Money 20/20 Europe 2021 brought together key players from throughout payments for a series of presentations and debates on the key concerns and opportunities within the industry. From global leaders to dynamic startups, the event brought together over 1,500 people to share thoughts and ideas.
Across both in-person and online payments, consumer demands have significantly increased. Easy, interconnected payment solutions are now expected, leaving merchants constantly looking for ways to prov...
Fime has been chosen by Australia’s domestic payment scheme eftpos to support its ecosystem’s migration to the latest EMV®* 3DS protocols with its EMV 3DS test solution powered by Fime Test Factory.
Fime is proud to present its biometric scientific paper "How Artificial Intelligence can be used for Behavioral Identification?" at Cyberworlds 2021.
Fime's expert consultancy and testing solutions speeds up the operation of AFC systems and certification of STQC.
We discussed the challenges of building a new payment network as the European Payments Initiative (EPI) at the age of digitalization. Want to learn more about how to build a trusted, secure and frictionless payment network in the digital age? Watch the replay.
Today, contactless cards provide a fast and frictionless payment experience, where up to a certain value, the normal cardholder verification method of entering a PIN is not needed. It has revolutionized payments for low value items.
Indian payments technology firm Uvik specializes in mobile payment solutions. Its SoftPOS solution can turn Android phones with contactless technology into payments terminals without additional hardware. Both local and global banks are working to adopt the solution to reduce costs and drive financial inclusion for small and medium retailers.
This eBook explores the different options available to implement EMV in transit, and the benefits of each solution.
Fime is now supporting the certification of point of interaction (POI) solutions in line with the latest nexo standards implementation specifications. Based on nexo Fast specifications and nexo ISO 20022 protocols, the certification harmonizes the behavior and communication between the terminal, the acquirer host and the estate management system.
Fime’s PersevalPro Issuer tool has received an additional approval from Groupement des Cartes Bancaires CB. The tool can now be used to test the personalization of payment cards in line with CB’s new CPACE (CPA Contactless Extensions) card personalization specification.
To know more about AA ecosystem and how Fime's end-to-end API testing services can help you to speed up the compliance of AA.
Fime end-to-end API testing services accelerates the testing and compliance by combining state-of-the-art automated test solutions with common open API standards.
Fime has been empaneled as an official certifier by India’s DigiSahamati Foundation (Sahamati) to support the organic and sustainable growth of the country’s open banking account aggregator ecosystem.
Transport ticketing has rapidly evolved in the digital age. As recently as the 1990s, closed loop systems based around paper tickets or tokens were the norm. This resulted in a poor user experience. Lines to purchase tickets were often long, and turnstile throughput was inefficient. Today, passengers can use a smartcard or even their phone as their ticket, utilizing contactless and Near Field Communication (NFC) functionality to tap-and-go.
Fintechs aim to challenge traditional financial services thinking with the use of innovative technologies. In doing so, they can often provide a better user experience than entrenched methods. These improvements include speeding up transactions, lowering the number of rejected payments, giving greater insight into finances and creating more seamless payment processes.
Fime has been recognized by Mastercard to test solutions in line with the Mastercard’s Enhanced Contactless specifications. The Ecos specifications look to future-proof contactless solutions against new technologies such as quantum computing. This allows consumers, merchants and financial institutions to benefit from enhanced convenience, trust and privacy.
What’s in the presentation? * How to get a seamless implementation plan to ensure a frictionless payment experience and manage Google Pay process What you will learn Fime Issuer Live Testing. Google...
Fime Test Factory allows automation, digitalization and customization of the end-to-end testing process. Want to know more about how Fime Test Factory is revolutionizing the way tests are developed, deployed and consumed? Watch the replay.
Fime shared its expertise on payment authentication at Seamless Asia. We discussed the considerations and challenges to ensure a frictionless online payment experience and successful launch.
Fime shared its expertise on mobile wallet at Seamless Asia. We discussed about how to get a seamless implementation plan to ensure a frictionless payment experience and manage Google Pay process.
The trend towards biometric authentication has been further accelerated by the global pandemic. Hygienic touchless identification solutions have become critically important. And, with customers already familiar with using biometric solutions on their phones, the growth of this industry only looks to continue. In this blog we will evaluate this growth and discuss some of the potential opportunities and challenges that lie ahead.
Digital payments have sky-rocketed in popularity as consumers have sought new, more hygienic ways to pay. SoftPOS payments offer numerous benefits to consumers and merchants alike. Comprised of software solutions that run on Android Commercial Off-The-Shelf (COTS) devices, they can enable digital payment acceptance in a cost-effective and simple way.
EMV® closed-loop? A new perspective on EMV in transit and the key use cases. Fime shared its expertise on EMV at Transit Ticketing and Fare Collection in Europe. Watch the replay.
Fime’s Global+ test tool has been awarded twelve new qualifications by GlobalPlatform, the standard for secure digital services and devices. Powered by the Fime Test Factory platform, Global+ is the world’s first fully cloud-based card and mobile payment application test tool.
In today’s frequently changing payments landscape, stakeholders are embracing new technologies to reflect shifting consumer behaviors. One such technology is SoftPOS, a solution which uses Commercial Off-The-Shelf (COTS) devices to accept contactless payments. In fact, 41% of small business owners are investigating the possibility of accepting payments via mobile device.
Qonto is the European leader in Business Finance management for SMEs and freelancers founded by Steve and Alexandre Prot. More than a bank, Qonto simplifies everyday banking, accounting and expense management for more than 150,000 businesses, with its fast and innovative product, responsive customer service and transparent prices.
This eBook explores some of the key considerations vendors and OEMs face when developing and integrating biometric solutions.
It outlines the need for strategies to be clearly defined, and highlights the role testing can play in biometric success.
Learn how Fime can help you to manage Google Pay process and requirements with corresponding testing services. Watch our webinar to know more and ensure a seamless implementation plan.
*The power of NFC.* SoftPOS (Software Point of Sale) solutions transform a regular smartphone or tablet– known as a Commercial Off-The-Shelf (COTS) device – into a contactless payment terminal. These ...
The global digital payment market is expected to reach $236.10 billion by 2028. With much of this growth attributed to the emergence of new technologies, those looking to capitalize on the growth of digital might not know where to start.
Fime has collaborated with the Government of India to develop and launch the testing infrastructure for India’s National Common Mobility Card (NCMC). Part of the national Make in India program, the ambitious initiative will deliver ‘One nation, one mobility card’ to bring unity, efficiency and smoother end-to-end travel experiences to India.
Fime and Fingerprint Cards AB (Fingerprints™) have collaborated to achieve compliance with Mastercard’s Reference Specifications for Fingerprints’ latest T-Shape ® sensor module and software platf...
Fime is supporting the unification of European payment terminal compliance with its Eval+ test tool. Fime experts have designed and delivered the strategic testing plan and tools for the CPACE (CPA Contactless Extensions) ecosystem.
We discussed about Discover end-to-end certification process and technical specifications for POS, vendors and banks in Bahrain & Kuwait to prepare for Discover payment acceptance.
Fime has extended its portfolio of biometric consultancy and testing services to its Taiwan laboratory. Now accredited by the FIDO Alliance Biometric Component Certification Program, Fime is supporting APAC device manufacturers, and biometric component and software providers, with local services.
Fime has become the first to help APAC EMV®* 3-D Secure (EMV 3DS) vendors with local EMV 3DS pre-compliance and compliance service. EMV 3DS protocols are key to...
With the global digital payments market set to be worth some $8,059.3 billion by 2023 , at a CAGR of 20%, payments are undergoing a rapid period of growth and transformation.
New payment methods, such as real-time payments, initiatives such as open banking, and technologies like as biometrics, all contribute to a constantly evolving ecosystem. The potential for innovation and optimization is clear.
But if this value is to be realized, players must first ensure the security and interoperability of new products and technologies. A robust certification process is one way to achieve this.
The Japanese payments market has long been something of a paradox. On the one hand, Japan boasts the third-largest economy in the world and is a culture synonymous with high-tech and innovation.
Deliver quality software faster and more cost efficiently with a cloud-based, automated test platform.
Fime has continued its mission to evolve and digitize testing processes with the launch of its fully cloud-based, automated test tool, Global+ . The new tool is qualified to validate Level 2 ...
Stéphanie Pietri, Brand & Digital Marketing Director at Fime spoke with the Fime CEO Lionel Grosclaude to discuss how the company has changed and how this new Fime embodies our vision for the future.
Fime’s EMV 3DS Test Platform has been qualified and its lab accredited by EMVCo for Software Development Kit (SDK) type approval testing for Android and iOS apps. This supports SDK providers and the ...
What’s in the e-Book? This eBook provides insight into some of the challenges facing the payments market and how setting up and managing a certification body can help address these challenges and dr...
Along with Fime’s comprehensive expertise and technical consultancy services, this latest EMVCo qualification gives manufacturers access to local lab services when launching their contactless payment and transport solutions.
Having better control of the payment chain, EPI will be able to facilitate omnichannel customer journeys while maintaining a high level of security.
Fime is now helping smartphone OEMs, and biometric component and software providers to evaluate anti-spoofing abilityk and achieve successful Android compliance.
In this interview with The Digital Fifth, Angaj Bhandari discusses the various subjects on open banking from global and Indian perspective. He shares his view on business models, standardization and implementation of open banking. He also explains how Fime can support ecosystem players to come on board smoothly and securely.
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Built on 20 years of history, Seamless Middle East brings together every year the regional payments, banking and fintech ecosystem for two days of creative exchange, networking, inspiring talks. It is about the big ideas, market disruptors, top industry trends and technologies on which the future marketplace will operate.
Fime and Bridge powered by Bankin’, have partnered to help banks fast-track the functional and security testing of their APIs to achieve exemption from the fall back mechanism under thePSD2 regulation.
After several months of research, 16 banks representing five European countries (Belgium, France, Germany, the Netherlands and Spain) approved the official launch of a new European payment scheme called the European Payments Initiative (EPI).
Fime has been qualified to deliver Visa Contactless Payment Specifications (VCPS) Level 2 terminal testing at its San Jose lab.
After several months of research, 16 banks representing five European countries (Belgium, France, Germany, the Netherlands and Spain) approved the official launch of a new European payment scheme called the European Payments Initiative (EPI).
After several months of research, 16 banks representing five European countries (Belgium, France, Germany, the Netherlands and Spain) approved the official launch of a new European payment scheme called the European Payments Initiative (EPI).
After several months of research, 16 banks representing 5 European countries (Belgium, France, Germany, the Netherlands and Spain) approved the official launch of a new European payment scheme called the European Payments Initiative (EPI) on July 2nd 2020. In this series, we explore the purpose of the initiative and how it plans to achieve its ambitious goals.
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how Fime supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
SmartPesa develops payments and agency banking solutions for merchantsand banks across the globe. Using an intuitive mobile app and / or card terminal, merchants enjoy a simple unified one-stop solution for accepting smart multi-channel payments online and offline, instant access to transaction histories and automated reconciliations....
Fime’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. Fime continues to expand its testing and consulting services portfolio to support issuers, acquirer...
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
Fime is the first laboratory in Korea to support the local terminal vendors and Value Added Network (VAN) companies with JCB contactless terminal testing. Banks, solution providers, terminal vendors a...
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
*Introduction headline* Fime has been chosen by Dubai’s Roads and Transport Authority (RTA) to support the growth and expansion of its Nol Card unified transportation network. Fime provides third-par...
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
EMV 3-D Secure is one solution that’s leading the way in the CNP ‘catch up’. But what is EMV 3DS? And why is it important for the future of CNP payments?
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
In this TV interview with BFM BUSINESS, Fime CEO Lionel Grosclaude discusses the complexities facing the global payments ecosystem & explains how Fime is supporting stakeholders to keep up with the latest technologies, standards & market needs.
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
As None [1] data breaches continue to rise globally, protecting the integrity of customer data (especially in the payments world) is vital. One essential security standard helping keep such data sec...
mada is the brand name for the payment scheme in Saudi Arabia. mada central payment switch processes all inter-bank automated teller machines (ATMs) transactions and directly drives all point-of-sale (POS) terminals on behalf of acquirer banks throughout the country.
As None [1] data breaches continue to rise globally, protecting the integrity of customer data (especially in the payments world) is vital. One essential security standard helping keep such data sec...
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
Fime has been authorized by None [1] PayCert to evaluate payment solution implementations against the latest nexo standards Acquirer Protocol v6.0. This completes Fime’s end-to-end portfolio of nexo...
Fime's EMV®* 3-D Secure (3DS) test platform and laboratory have been qualified by EMVCo for ACS component testing, protocol 2.1. The combination of an automated test platform and the expertise of Fim...
To support India’s EMV® migration, Fime is launching the country’s first Level 1 contactless testing laboratory and certification services. Payment terminal manufacturers will benefit from local supp...
None [1] Fime has supported the Taiwan Association of Information and Communication Standards ( None [2] TAICS ) to standardize contactless transit fare collection and micro retail payments. To addr...
As None [1] data breaches continue to rise globally, protecting the integrity of customer data (especially in the payments world) is vital. One essential security standard helping keep such data sec...
Fime offers consultancy and testing services to support the development and launch of software-based mobile point of sale (SoftPOS) solutions. SoftPOS developers can now ensure the functionality, inte...
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
PCI DSS has been around for a long time but, shockingly, some payments actors do not take it seriously and others do not even know if they fall under its scope.
Fime continues innovation and adapts testing in line with the rapid digital transformation of the global payments industry. The new Fime Test Factory 4.0 platform enables payment actors to accelerate...
fluctuat nec mergitur. Ensure readiness of your terminal for payment scheme approval. * Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla quam velit, vulputate eu pharetra nec, mattis ac neque. Duis vulputate ...
fluctuat nec mergitur. Ensure readiness of your terminal for payment scheme approval. * Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla quam velit, vulputate eu pharetra nec, mattis ac neque. Duis vulputate ...
Urban mobility is making great advancements in India. Rising consumer demands and government initiatives have driven the creation of more innovative, secure mobility services and, most recently the cr...
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
*Account-based ticketing, or ABT, is high on the transport industry’s agenda. It offers travellers choice and flexibility in the fare media they use – whether that be a smartphone, wearable, smartcard...
None [1] Fime Savvi and None [2] Fime Savvi Test Host tools have been qualified by Brazilian payment network Elo to perform terminal validation testing to meet growing demand for card payments. Braz...
Fime announced that its testing laboratories have been accredited by EMVCo for EMV®* Contactless Interface v3.0. Card, terminal, smartphone and wearable manufacturers can now align with EMVCo’s updat...
None [1] Transport Ticketing Global has rapidly become the event for the transport ticketing industry, growing in popularity year on year. So much so, in fact, that the audience has outgrown the conf...
Standards. They form a significant part of the end-to-end financial services testing and consulting Fime provides, and in the world of payments, they’re far from new. Yet, despite a lot being achieved...
EMV 3-D Secure is one solution that’s leading the way in the CNP ‘catch up’. But what is EMV 3DS? And why is it important for the future of CNP payments?
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
Fime’s Shenzhen laboratory is now accredited by EMVCo to deliver contactless EMV ® Level 1 card, terminal and mobile, and contact EMV Level 2 terminal testing, debugging and type approval services. ...
fluctuat nec mergitur. Ensure readiness of your terminal for payment scheme approval. * Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla quam velit, vulputate eu pharetra nec, mattis ac neque. Duis vulputate ...
Fime has been approved by Mastercard to deliver biometric authentication certification services in line with its new guidelines for mobile device sensors. The certification program enables mobile, wea...
Fime’s Japanese laboratory is the first in the country accredited to perform testing in line with the Discover Global Network Contactless Reader specification and the EMV® C-6 specification. Contactl...
Transport ticketing is an interesting and complex ecosystem that’s seen a rapid period of evolution in recent years. With an increasing convergence with payments, the rise in new form factors and the ...
Open banking. In the last year or so, this concept has given Europe’s financial world a lot to grapple with. The implementation of some pretty historic legislation (did someone say PSD2?), and the ent...
EMV 3-D Secure is one solution that’s leading the way in the CNP ‘catch up’. But what is EMV 3DS? And why is it important for the future of CNP payments?
Global technical association, OSPT Alliance has collaborated with Fime to develop and launch a technical training program. It will educate security, ID, payment, access control and transport players ...
Fime is the first to have both its test tool and laboratory qualified by GlobalPlatform in line with the GSMA’s latest consumer eUICC SGP.23 specifications and the SIMalliance Interoperable Profile. F...
Fime and Barnes International announced that their jointly-developed personalization validation tool (PVT) is qualified against the latest Mastercard PVT Tool Release 2018 Requirements v11.3 March 20...
In this Q&A, we speak to Pierre Aurel, Product Manager at Synthesis, to learn more about how FIME supported them to achieve the first automated Mastercard TEI accreditation for a new SoftPOS solution.
China’s love affair with mobile has grown rapidly. With the staggering popularity of mobile-based social applications such as WeChat, its unsurprising over 70% of handsets in the country are now smart...
FIME’s Test Platform has been qualified by EMVCo enabling it to test EMV 3DS Server (3DSS) modules. FIME continues to expand its testing and consulting services portfolio to support issuers, acquirer...
It’s estimated that None [1] more than 2 billion people today own an NFC-enabled device, and we’re seeing more industries take advantage of the contactless technology. More consumers are using NFC-ba...
EMV 3-D Secure is one solution that’s leading the way in the CNP ‘catch up’. But what is EMV 3DS? And why is it important for the future of CNP payments?